The Latest News on Real Estate, Insurance and Community Law

What to Do When Your HOA Covenant Expires
Covenants are the backbone of your Florida HOA’s rules and regulations. These legally binding documents, formally known as the Declaration of Covenants, Conditions, and Restrictions (CC&Rs), govern how your community functions and what is expected of both...

Need to Amend Your Florida HOA’s Governing Documents? Here’s How
Making changes to your HOA’s governing documents in Florida isn’t as simple as updating a policy on a whim. These documents, including the Declaration of Covenants, Conditions & Restrictions (CC&Rs) and bylaws, are legal instruments that require careful...

Reflecting on Progress: A Look at Your HOA’s Wins
Homeowners’ associations in Florida are like any other major entity - they must manage and operate multi-million-dollar non-profit organizations and must do so against the backdrop of changing legislation and ongoing pressure from their residents. This is a tall order...

Amending an HOA Document? Be Sure Every Member Gets a Copy
The laws affecting Florida homeowners’ associations (HOAs) are always changing, and 2024 was a year full of new requirements for community associations in Florida. Complying with them is incumbent upon board members, but keeping up with legislative updates can be a...

Florida HOA Taxes: What Boards Need to Know
Understanding homeowners’ association tax requirements can be one of the most overwhelming responsibilities for Florida HOA board members. Rules differ for unit owners versus the HOA as a whole, as do an HOA’s federal versus state tax responsibilities, the...

Key Board Meeting Requirements for Florida Condo Associations
A hot topic for Florida condo and homeowners associations has always been transparency. When condo owners feel left in the dark about key community issues, the result is disenchanted residents and increased conflicts. Lack of transparency also increases the...

Why You Need a Reserve Fund for Your Florida Condo Association
There are both practical and legal reasons for your Florida condo association to maintain a reserve fund for emergency and structural expenses. From a practical perspective, planning for the future just makes sense. When you have a nest egg set aside for...

New Flood Disclosure Requirements Coming October 1, 2025
As climate concerns grow and extreme weather events become more frequent, Florida lawmakers are taking important steps to protect consumers and promote transparency in real estate transactions. One such development is Senate Bill 948 (companion to House Bill 1015),...

What to Know About HB 393 and the My Safe Florida Condominium Pilot Program
Recent legislative efforts are underway to bolster hurricane protections for condo associations. One new opportunity available to condominiums is the My Safe Florida Condominium Pilot (MSFCP) Program. This program was revised in the most recent...