Practice Areas
Debt Collection Litigation •Judgment Enforcement •HOA & Condominium Collection Commercial Collections •Breach of Contract Actions •Garnishments & Liens
Post-Judgment Remedies •Asset Recovery •Florida Collections Compliance
years of experience
Dania S. Fernandez & Associates, P.A.
Florida Collections & Enforcement Law Firm
Email Address: info@dsfpa.com
Address: 13500 North Kendall Drive, Suite 265
Miami, Florida 33186
For over twenty years, Dania S. Fernandez & Associates, P.A. has served clients throughout Florida by providing strategic legal representation in collections and enforcement matters. Our firm assists businesses, associations, and property owners in recovering unpaid debts, enforcing judgments, and pursuing delinquent accounts through effective and legally compliant action. We combine extensive litigation experience with a results-driven approach to ensure our clients receive timely recovery, strong enforcement of their rights, and practical legal guidance throughout every stage of the collection process.
Areas of Expertise
Debt Collection Litigation
Judgment Enforcement
HOA & Condominium Assessment Collections
Commercial Debt Recovery
Breach of Contract Litigation
Post-Judgment Remedies
Garnishments & Bank Levies
Liens & Asset Recovery
Florida Collections Statutory Compliance
As founder and principal attorney, Dania S. Fernandez, Esq. has dedicated more than twenty years to representing creditors, associations, and property owners in complex collections and enforcement matters throughout Florida. She earned her Bachelor of Arts from Florida International University and her Juris Doctor from Nova Southeastern University School of Law, and trained alongside respected Florida attorneys in real estate litigation and creditor rights before founding her firm.
Under her leadership, the firm represents clients in matters involving debt recovery, judgment enforcement, HOA and condominium collections, contract disputes, and creditor remedies under Florida law.
Ms. Fernandez is known for her hands-on, solution-oriented approach to enforcing financial obligations and recovering unpaid debts. She works closely with clients to develop efficient enforcement strategies while ensuring compliance with Florida and federal collections laws. An active member of The Florida Bar and professional organizations focused on litigation and creditor rights, she remains committed to delivering effective legal solutions across Florida.
Bilingual in English and Spanish, Ms. Fernandez proudly serves clients statewide, including Miami-Dade, Broward, Palm Beach, and surrounding counties.
Explore Our Services
Dania S. Fernandez & Associates, P.A. delivers experienced legal support in collections and enforcement law throughout Florida. From debt recovery to judgment enforcement, our firm provides reliable counsel and practical legal strategies designed to help clients recover what they are owed and enforce their rights effectively.
Debt Collection Litigation
We represent creditors in pursuing unpaid debts through Florida courts, from filing through judgment, with a focus on efficient recovery.
Judgment Enforcement
We aggressively enforce court judgments using legal remedies such as garnishments, bank levies, liens, and writs of execution.
HOA & Condominium Collections
Dedicated representation for associations seeking to recover delinquent assessments and enforce governing documents against owners.
Commercial Debt Recovery
Strategic legal action for businesses seeking to recover unpaid invoices, contracts, and commercial obligations.
Breach of Contract Litigation
We pursue enforcement of written agreements and recover damages for contract violations and unpaid obligations.
Post-Judgment Remedies
Comprehensive enforcement solutions after judgment, including asset discovery and collection enforcement tools.
Garnishments & Liens
We secure and enforce wage garnishments, bank account levies, and property liens to satisfy outstanding debts.
Asset Recovery & Debtor Tracing
We identify debtor assets and pursue legal strategies to maximize recovery of unpaid obligations.
Florida Collections Compliance Guidance
Practical legal guidance ensuring all collection and enforcement actions comply with Florida and federal law.
Areas of Expertise
We focus on delivering efficient and results-driven collection strategies for community associations, property managers, and businesses. From early-stage recovery efforts to complex enforcement actions, our team provides practical legal solutions designed to protect financial stability and ensure consistent cash flow. Call us at 305-254-4492 or reach us online at daniafernandez.com/contact-us to request an on-site or virtual consultation.
Areas of Expertise
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Debt Collection Litigation
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Judgment Enforcement
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Commercial Debt Recovery
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HOA & Condominium Collections
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Breach of Contract Litigation
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Post-Judgment Remedies
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Garnishments & Bank Levies
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Lien Enforcement Actions
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Asset Recovery & Debtor Tracing
Procedures We Perform
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Debt Collection Litigation
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Judgment Enforcement Actions
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Wage & Bank Garnishments
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Lien Filings & Foreclosure Enforcement
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Contract Enforcement Litigation
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Asset Identification & Recovery
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Post-Judgment Enforcement Strategies
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Creditor Rights Representation
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Collections Compliance Guidance
Clients We Work With
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Commercial Businesses
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Condominium Associations
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Homeowners Associations (HOAs)
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Property Owners
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Landlords
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Vendors & Service Providers
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Financial Institutions
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Contractors
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Real Estate Investors
Issues We Resolve
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Unpaid Debts & Delinquent Accounts
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Breach of Contract Non-Payment
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Unpaid HOA & Condo Assessments
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Judgment Enforcement Delays
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Debtor Asset Concealment
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Non-Payment of Vendor Invoices
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Post-Judgment Collection Barriers
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Enforcement of Court Orders
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Disputed Financial Obligations
NEED HELP WITH COLLECTIONS & ENFORCEMENT?
Schedule A Consultation
Tell us about your collections matter, and our team will review your situation and respond promptly with practical next steps.
Collections & Enforcement Training & Legal Updates
Stay updated on Florida collections law, judgment enforcement, and creditor rights. We offer resources and sessions to help businesses and property professionals understand debt recovery tools. Join our legal updates in English or Spanish, covering enforcement strategies and key Florida law changes on garnishments, liens, and post-judgment remedies. Register for upcoming sessions or access past recordings anytime.
Florida Collections &
Enforcement Law Update
Collections & Enforcement Strategy & Legal Compliance Training
Registration for Upcoming Sessions Is Now Open
Next Enforcement Training Session
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2000
Since
25+ Years of Experience Providing Legal Counsel in Collections & Enforcement Across Florida
Since 2000, Dania S. Fernandez & Associates, P.A. has proudly served Florida businesses, associations, and property owners with integrity, precision, and deep legal experience in collections and enforcement law.
Debt collection litigation, Judgment enforcement actions, HOA and condominium assessment collections, Commercial debt recovery, Breach of contract enforcement, Post-judgment remedies, Garnishments and bank levies, Liens and asset recovery, Creditor rights litigation and compliance
Our full-service approach includes litigation, enforcement strategy, asset recovery, and ongoing creditor representation. We provide bilingual legal services in English and Spanish, ensuring clear communication and strong advocacy for clients throughout Florida, including Miami, Fort Lauderdale, and surrounding areas.
Booking a consultation is simple via our contact form, phone at (305) 254-4492, or email at info@dsfpa.com, with responses typically within one business day.
Book an Appointment
Dania S. Fernandez & Associates, P. A.
Phone Number: (305) 254-4492
Email Address: info@dsfpa.com
Dania S. Fernandez, Esq. is the founder and principal attorney of Dania S. Fernandez & Associates, P.A., with over twenty years of experience in Florida collections and enforcement law. Ms. Fernandez earned her Bachelor of Arts from Florida International University and her Juris Doctor from Nova Southeastern University School of Law.
Bilingual in English and Spanish, Ms. Fernandez proudly represents clients throughout Florida in complex debt recovery and enforcement matters.
Dania’s Latest News & Articles
Discover expert insights, legal tips, and the latest updates in collections law, judgment enforcement, creditor rights, and debt recovery strategy. Our articles break down complex legal issues into clear, practical guidance to help businesses, associations, and property owners stay informed and make confident decisions when pursuing unpaid debts and enforcing financial obligations.
Establishing a Collections Policy for Association Assessments: A Guide for Florida Associations
In Florida, homeowners associations (HOAs) and condominium associations must collect assessments to maintain their properties and provide services. However, not all residents pay on time or in...
How to Deal with Foreclosure & Eviction in Your Florida HOA
Condo associations are like mini-governments, and at the helm is the association’s board of directors. The board is responsible for ensuring the well-being of the entire association community, and...
How Much Can an HOA Raise Dues Each Year in Florida?
It’s a tale as old as time (at least as long as HOAs have been around): year by year, the dues gradually increase until what you were originally paying has doubled or tripled. Some people are...