The ADA – the American with Disabilities Act – is an afterthought for many Condo and Homeowner Associations in Florida, but it shouldn’t be. If your building was built before 1990, there may be some exclusions grandfathered in. So you may be wondering how the...
As if purchasing a home wasn’t a hefty enough price tag. Then you have the closing costs, homeowner’s insurance, maybe HOA fees, mortgage insurance, escrow fees, survey and appraisal fees, etc., etc. We get it. Who wants to add another fee to the pile? Title...
The financial crisis was full of dark days for condo owners here in Miami (and across South Florida). Even those of us that were personally fine, the fact that their neighbors were not took many condo associations to the breaking point. When a condo owner slips into...
In Miami, there’s no getting around the fact that we need strong roofs over our heads. When you’re part of a condo association, roof maintenance, repair, and replacement is often the responsibility of the association at large, and, depending on your governance...
From a personal finance perspective, you know the importance of saving for a rainy day in case your car needs a new transmission or your air conditioning unit suddenly goes out. Because we know these things may happen at some point in the lifetime of the item, we plan...
